So with a closing date of August 7 I'd expect the first payment would be due October 1.But when I asked about that, my agent said, "With no financing it's like rent.

Have you considered getting someone else to rent it or live there- or sell it. there is really no way to not have someone illegally move into a place. 

I think you would want to have the coverage rather than excluding.Water backup sounds less important based on no basement/sump but not being in a flood zone isn't really relevant.

Ideally this is research you perform as part of your underwriting when deciding to build the JADU.  

Personally and this is just my opinion, but I am not a fan of 100% financing as gives you no liquidity and not many options if you needed to exit the deal for some reason. 

Even if you hire a professional to handle it, there's no guarantee your property taxes will be commensurate with your actual property value.

im trying to get landlord insurance and most of the insurance say no because I live on the same property.

Owners mistakenly ASSUME all PMCs offer the exact SAME SERVICES and PERFORM those services EXACTLY THE SAME WAY, so price is the only differentiator – so, they often select the first PMC they call or that calls them back!

Akshay,You can just start doing video's with no pants on.That's what I do to stand out hahaYou probably won't get any baby boomer clients as those folks like to judge a book by it's cover and prefer being swindled by someone wearing a suit and tie.On the other hand, you will get a lot of corky folks that "get it" and will be happy to throw some business your way.I'm very good at being professional unprofessionally hahaAll the best mate

No that is not how it works.