If you are having a cash issue, you should also ask your lender how much of a seller concession is allowed with their loan program.

If you have to graduate in 2 years, that means either a full-time program, which probably isn't reasonable, or an EMBA.

@Dan Schweit I'll throw out a totally off the wall option as well: taking advantage of iBuyer programs.

I am looking into revitalization/jumpstart programs in Maryland.

The only thing I didn't do is spend the 25k+ on mentor programs that I thought was stupid because the info was already out there. 

There are also hard money programs that care less about credit and more about the deal, have you tried that route yet?

There is a fee for this as a percentage of your commission, but I think there are at least two choices of programs so I'm not exactly sure what it entails at this time.

This commitment fee will open the doors to a 10X program where you have $50k in an account for a line of credit for $500k. 

Got my MBA from a top-30 program in 2018 and joined a software startup that shuttered in 2019 (you likely won't guess why...). 

One more thing to consider is if the lender will work with the various "First Time" home buyer down payment assistance programs availabe, some based on the home's city.Reach out to me for more details.With warm regards,Tim Theiss , Associate Broker Keller Williams Biltmore Partners Phoenix, Arizona