Apologies for the long post, and thanks for any insight

I feel like my math is not correct or I'm missing something otherwise, can someone explain why even thought the note has a yield of 9.5% is performing slightly better than a 6% stock market return?

Ideally this is research you perform as part of your underwriting when deciding to build the JADU.  

What insurance are you all using for furnished medium term (30 days and more) private room rentals?

Speaking of Mexico's currency, it's been one of, if not the best performing currency in the world over the last couple years and has beaten the US dollar to the punch.

My fiancé and I are open to investing out of state and are actually in a trip in Texas to check out real estate see how we like the idea of staring a family here.Our Starting Point (Conservatively)- Located in Camarillo, CA- 120k portfolio in the stock market subject to short term capital gains with a potential tax bill of 15-20k- Current W2 monthly income after taxes: $7k- Side hustle 1 income: $200 month     ($200 in profit)- Side hustle 2 income: $1400 revenue     ($0 profit) - debt at 29k- Current debt: $47k     (Auto: $29k Student Debt: $18k)*the auto loan doesn’t show on our credit for some reasonHow would move forward in our situation?

In the long run adding the bathroom will add to the value of the house for sure. 

But it's been for too long and it seems impossible for them to turn the situation around.

Forced appreciation: New paint job for the exterior of both units performed in 2024, Rents raised to market rents in 2024Pain points: Collection of the tenant portion on time has been an issue.

If she's not happy with those terms, she's welcome to take the happy clause and this one time only, you will allow her to break her lease early if she's out by the end of the month.