It usually involves a bad thermocouple, a change in pilot flame size, position of thermocouple sensor in relation to flame, or simply carbon buildup not allowing enough heat transfer.

Ned - Check out my other thread for specifics on what I'm talking about related to Mumbai.

I am borrowing from a relative at 4% interest, so I will be paying as cash.

I figure lying about who I am renting to will only bite me in the rear later- I say no students, then have a student related claim- would they have to pay up?

Although not RE investor related, my favorite example is www.dogoodrealestate.com/about If you find a wholesaler type that operates with a stated way of giving back 10-15% or something like that (even if not a B Corp) I'd LOVE to hear about them.

You posted no details other than an 8% return from holding RE and claim t is lower risk than my suggestion through your arguments.I never stated that the higher returns were derived from or promised by "prophets".While I agree that typically, higher returns usually come with higher risk, a smart investor can achieve both double digit annual returns and low risk via note/trust deed investing.I also agree that understanding risks is important as they relate to returns.

Other tasks on my to do list are relatively regular, such as: analyze deals and make offers (once or twice a week), work on buying systems (1 hour per day), visit job sites (twice a month), pay contractor a,b,c (daily), etc, etc.

I am a retired financial planner and have also sold insurance . you will find that the vast majority of "financial Planners" make their living selling investments and insurance and relatively few do fee based planning for a living.

Now, come on, I know better, the experience relates!

A related point that's often glossed over on the sale is that there are two taxes that will apply.