-If it is you have to either a) lower your price b) exclude certain buyers c) fight the appraised value"How many months can I float this loan (132k or whatever you financed) before I lose out on a potential $7k I would have to eat if I lowered my price?"

I share that with you, but I try to fight that in myself because I know that to an extent it isn't rational.A fixed interest rate of 4.25% is very low historically, and because rates are increasing quickly I think it will be hard to get rates that low again without another major financial crisis. 

I am not a Realtor myself so I have no dogs in this fight.

California would fight the changes.

When you finance the bank (with all that pesky paperwork) has a lot of build in things (like an appraisal) that limits your/their risk.

After not having rented in a very long time, I hate having to fight the PM to get the most basic repairs done in a reasonable amount of time.

I don't particularly want to fight with someone about their security deposit either.

The cops have been out to the property for disputes and I just found out there was recently a fight where one of the tenants guests hit another guest over the head with a brick amongst other fighting and the cops had to tase these people. 

Unfortunately, some times the insurance settlement can take a long time--especially when the carrier is fighting.

To let yourself get baited into an argument or a fight, or just to let yourself be driven crazy by this.