The big thing I think you are missing is a BUNCH of expenses!

So, if interest rates are a buyer’s primary roadblock, then I recommend seeking opportunities to negotiate a rate buydown at a seller’s expense or looking at new construction, where builders are offering rate reductions and other substantial incentives.What if I’m a seller?

For example, we discussed the interest rate, looking for good terms that fit with our long-term financial plan.

Your approach and drive is impressive, and it's clear you have a solid plan in place for what you want to do.I'd love to connect and discuss potential collaboration opportunities.

Can these be tax write offs (home office, phone, car expenses, etc) even though I won't technically be making money for some time until everything is completely built and leased?

a plan to refinance our current mortgage as well as get a HELOC.

We assist clients with their tax planning and tax filings.

My doctor tells me that I have high cholesterol, clogged arteries, that I am overweight, and I need a bunch of expensive tests.

I am planning to move to Dallas.

In theory yes, but it does not make sense from a tax planning point.