Totally agree, and I should add I don’t envy Scott’s job, he’s doing the best he can in a frankly really tough both media space & the rates hikes I can’t imagine have been good for traffic, I think the other thing I should add is I don’t mind people on bp profiting off their work or appearances on bp so as long as they are able to also bring good advice add value, if Dave wants to give great 1031 advice and than charge people for his time great!

What's the long-term plan? 

On a low end that would put me at $1500 left over after all expenses.Notably, my long-term goal is to continue buying 3-4 unit multi’s and these retirement style commercial buildings.

I'm planning to build a second house on my property to be used as a long-term rental.

@Bryson WilliamsHave their parents co-sign on the lease with them as long as they are still in college.

And the short answer is no…AS LONG AS YOU ARE PAYING ON TIME.

I know Chicago refused to let pvc plumbing be used for a long time which prevented modular construction in that area.

Columbus may offer lower purchase prices, but as you mentioned, oversaturation from investors could affect rental rates and appreciation in the long term.Considering your interest in Philadelphia's vibe and your desire for a potentially better investment environment, it seems like Philadelphia aligns well with your preferences and investment goals. 

You will also need to find the right seller that is not in rush to sell the property and is willing to work with you on how long you can be in contract as this type of loan can have unexpected delays with so many other moving parts.

They can't consider the size of bedrooms, the kitchen layout, the view from the front window, or the five dogs barking all day long next door.