From there I went with StateFarm - they do the balance of my residential plus my commercial policies (3 apt bldgs). 

The ARV and the loan balance owed make sense and it can be wholesaled.

David Cs answer is correct as far as it goes (I can't tag him because there are 3 David Cs with no photo, so I don't know which is which) but here is more detail.To more accurately estimate it:For 100K, take the principal balance X 12% = $12,000Divide that by 12 to get the monthly interest, or by 360 to get the daily interest, assuming your lender does not have a clause that says there is a minimum amount, or a prepayment penalty. 

Do Not use CLASS to separate one business from another as that messes up your PnL and Balance Sheet.When you have multiple businesses (each with a unique set of books), we log-in on the set for the business we wish to update. 

But I am not sure about the additional balance that has not been included in the lien.

Just a quick calculation shows that with an assumed interest rate of 6.5% with payments starting on Jan 1 of 2005, would indicate that your balance should be around $ 84,603.26 this month.

Mortgage balance is about $150k and zestimate is $325k.Current tenants are moving out this spring 2015 and I want to bump rent to about $2400/mo.

Value: $648,273Loan Balance: $612,900Equity: $35,373Owner occupied.Foreclosure Details:Default Date: 10/9/2014Default Amount: $218,960Loan:Recorded on: 4/14/2006Amount: $508,000NOD Recorded on: 10/10/2014Okay so I'm here to learn.

Have him learn how to analyze a balance sheet and income statement.  

Think of it as a obese person telling you about a new diet or work out program they are going to start "next week".