Regarding student loans, lenders generally don't care about the balance, but how much your monthly payments are.2.

There are provisions for owner-occupied and non-owner occupied STRs in Sacramento : https://www.cityofsacramento.gov/finance/revenue/short-term-...The latter requires a conditional use permit but I don't see any info about that in the website.

Only issue with this is that if owner needs money, you'll likely have to come up with the difference between the loan balance and the value of the home as a down payment. 

In order for us to accurately answer/direct you to a loan product will require more information. 

If you bid on something low and keep bidding the trustee never leaves it low that I have seen, hence no winning bids in between market price and very low starting balance.

Hi All,I'm hearing that short sell deals are most of the time a bargain since you are getting the property as less than the current loan balance.

I would definitely require a long term lease unless it's specifically designated as a mid term.A 5b house can be difficult to keep rented.

Most lenders require a portfolio of assets to be within the same county.

I work with a handful of investor friendly lenders that don't require W2s or tax returns (lending is based on the property not the borrower) but am always exploring new avenues.

Compared to an FHA loan, a conventional loan with a 5% down payment can have a cheaper monthly mortgage payment.When buying a single-family house, factors to take into account include your financial status, long-term objectives, and required down payment.