They make the decisions based on simple metrics.What I see is folks who own rentals that are leaving on the edge forgot their business model get caught with your .... down.So, the charging each adult 30 dollars cash before you do any back ground, Is what you must do over over!

Regarding the LTV as long as you put enough money so the lender wouldn't foreclose if something bad happen-- such as with a hefty 50% LTV--  the HML can always entertain you.

You can entertain different ways to achieve your ultimate portfolio, but you need to have a clear vision of what it is you want to accomplish.

The combined applicants (2 adults) have 4.7x rent, some normal debts (student loans, car loan, a cc or two) but my concern is that one of the parties has a late payment on a travel trailer reported July 2023.

I want to just say that this was an entertaining post :) I don't know much about plumbing but I appreciate the pictures @Jorge P.

We have two pro football teams, Olympics within 10 years, a ton of tech and space companies, entertainment, and I think "Hollywood" will make a big comeback in LA as well.

The normal dynamic of a an adult conversation with diplomacy does not apply here .

Currently entertaining adding on to my side.

This area seems about as competitive as the north side of Chicago. 20 grand over asking price and seller not even willing to entertain my offer.

Lots of development, new houses, retail and entertainment.