It is the ability to take a taxed distribution from the IRA/401(k) with a waiver for the additional 10% penalty that normally applies to an early distribution prior to age 59 1/2.Due to the need to pay taxes and the cost of needing to amend prior year returns to get those taxes back, this is not likely "easy access short term money for investing". 

I know he successfully sold the property, but I do not know if he had to lower his price of if the buyer brought more money to the purchase to cover the financing shortage.I am trying to determine if the Bay area has figured out a way to get around the comp based appraisals with inadequate adjustments for the ADU. 

To arrive at the ARV much like an appraiser uses comps to determine value you have to compare what you have to whats around, you are looking for like houses in like condition the closer you can find in build and finish and distance the closer their value should tell you what you can expect to see as far as ARV goes. 

For example, the low credit score may be due to medical collections due to a recent surgery but they're meeting every other financial obligation.You have to know how to investigate every aspect of the renter to determine a whole-person level of risk.

My feeling is that a lot of companies are going to think more critically about embracing employees working from home, both from the ability to reduce overhead in rent/lease costs, but also because employees are going to become more efficient doing such. 

In this case, Taxpayer Incorporated even had the ability to reach in and pull previously paid commissions out of Roth Inc.

Looking at your comment you mention future rent ability and return on investment.

I just got licensed as a realtor though and my ability to determine accurate comps is in its infancy! 

I guess at that point it could be a matter of risk tolerance/staying power...a novice like me wouldn't necessarily be able to spot market cycles to determine the best time to jump in the market.

I am out $500.Really all of this comes down to your ability to market and sell this setup.