From there, you should be able to speak to anyone in the loss mitigation or loan servicing department, once authorized.

As I’m just starting the cash flow analysis, I use the HELOC and it’s rate calculate the debt service.

The equation is as follows, COCR = Net Income / Initial Investment The net income here takes the NOI and subtracts the debt service payments from the loan.

I see you are from Illinois and here is a link to their state website explaining that the property tax exemption is only on the primary residence:https://www2.illinois.gov/veterans/benefits/pages/real-estate.aspxHere is a breakdown of these laws by state:https://www.hadit.com/disabled-veterans-property-tax-exemptions-state/Thank you sincerely for your service to our country!

Have you placed this property in service yet?

The turnkey approach of integrated services and convenience certainly has some merit to it (if you find a good provider).

If homeowners see their bottom line w these services and with a traditional sale most people will go with the inconvenience of showing their home for a week and being in escrow for a month to keep THOUSANDS of dollars in their pocket.Most homeowners don't know what their home is worth or that it has gone up as drastically as it has over recent years.

Also I have been thinking about finding a personal financial planner/advisor, but I am new to the idea since none of my friends and/or family pay for the service. 

The only issues you will encounter is when large banks (or some auction services) require "cash buyers only".   

So, we certainly feel comfortable w/this approach w/safe leverage > 1.3 DSCR - Debt Service Coverage Ratio; 1.0 is B/E; 1.2 is min for bank loan; higher the better). .