A safety deposit box at your credit union, or with your attorney, or a fire safe at home (available from Lowes Home Improvement and other sources) are all solid options.

Hello all,A real estate rookie here in the midst of a HELOC application at a local credit union. 

@Evan O'Brien  1) yes you can  make a  one time payment for the mtg ins  versus  paying monthly ..this would  be  priced into  your loan  and this  would create the  fees/ rates to be  higher  2)  Most  programs  will not waive the MI for first time  buyers ....but  you might check with the smaller  - mid size  credit unions and banks in your area to  see if they can offer  a  special  program that  might allow this 

Check with local Credit Unions Rollan. 

The most sure way to get the answer is to call many many banks, credit unions, and brokers.

When trying to find a lender for out of state investing, should you apply to banks/credit unions in the state you are investing or where you live? 

Bank financing and refinance as well with local credit unions How did you add value to the deal?

Our local credit union offers a 2.5% introductory rate for 1 year.Rent: $1700 using Zillow last week. now it's estimated at around $2000 on Zillow.

@Hamed Rahimi 1) contact the bank you bank at for  options 2) contact the  smaller to mid size  banks and  credit unions in your area ....helocs are realtively   similar  from  bank to bank 

@Jennipher JessInvestment property loans (non-owner occupied) generally require larger down payments (20-25%), maybe 10-15% if you find portfolio lender/credit union you can get better terms.