Rent out your units at, or slightly below, the market rate and gradually increase rents YOY (2-2.5%).This strategy will allow you to get your foot in the door with a low down payment AND less competition.

The key is finding the areas / neighborhoods with strong rental rates that are not saturated with too many LTRs.

We are already working on the Maryland and DC contracts inserting the clauses in.The settlement says that coop commissions cant be advertised in the MLS, that's it.

Between rates being higher and terms being shorter Helocs can also have issues when it comes to DTI and not having reserves. 

It is good for people to know that MIS should not be used to save a failed 1031, because I was advertised by an Intermediary that MIS can.

In this high-interest rate/high-price market, house-hacking is more about offsetting as much cost as you can.

I am currently renting at 40% below market rate rent and will be putting 5% down.

You can get higher but the rates will be higher as well and it will be a lender that doesn't sell the loan to Fannie. 

Especially with higher interest rates and also location dependent might be more geared toword appreciation. 

The fix and flip loan will either more expensive, a higher rate, or generally a bridge loan without rehab (it may also require more down) in most cases.