Well, then you are probably upside down on all of them.If you are concerned about your FICO, anything less than a full 100% payoff or keeping the payments current until the market turns around is going to hurt.Many will debate the degree of the pain but at this point, there is not much point to it.

So, as far as I'm concerned (and in my lease) they would owe me for October.

(I know for a fact cause I am helping him paint the house among other things but lets get back to it) He wants to evict them but what is the next step to evict if there is no agreement?

Sure - we may get information faster and the causes may be different.

Although they are not laughing, because a dip in the US economy will cause a tsunami in theirs.

This is something that I am a little concerned about but not to worried, because of how the market is especially for loans.

Their only recourse is to raise fees or assign an assessment which would cause more to walk.

Lending will ease, though it may take a while.As a buyer, I worry that the number of REOs available will decrease and their prices will increase, since the banks now have an alternative buyer for their bad loans.As an individual investor, I'm concerned that large companies will end up being the ones to get the properties from the fed entity that's yet to be created.

There any number if natural causes for cracks in a patio.

Does anyone else find it ironic that too much cheap money pumped into the economy caused this entire mess and now the government is lowering the rate???