This lesser-known strategy could help you save money and reduce your monthly payments without the hassle and cost of refinancing.

Educate yourself with resources like The House Hacking Strategy and practice analyzing deals using tools like BiggerPockets calculators.

I wish I had the experience to use your strategy.

It would be wise to ask your CPA the capital gains exposure once this strategy is being executed.

We are looking to do long-term rentals for a buy-and-hold strategy, starting to build up our portfolio and gain momentum. 

You might consider other strategies, like taking a home equity loan or refinancing to fund repairs, but consulting with a tax professional or CPA would be the best next step for your specific situation. 

You might also consider creative strategies, such as renting parts of the property to cover expenses while you navigate the process.Best of luck, and I’d love to hear how things progress.

I guess the different strategies FOR ME would be.A- Find a lender that would actually do the refi and pay the tax.B- Sell a property and use those funds to lend as they would go back to the IRA. 

I think you should seriously consider your financial goals and strategies.

Revisit your strategy annually to adapt to changing goals and market conditions.Good luck!