So how do I socialize the benefit of doing something like taking a 200k ADU construction loan to add $X in top line and $Y after servicing the new note, but with an increased property value etc etc? 

In this market there are cabins on their own land and cabins on leased forest service land.

That would be a debt service cover ratio of 1.5.

All the best ones I know are full and not taking new clients.I would encourage you to hit this one hard because they get very busy in a month and they have little to no time for anything other than servicing clients after the Holidays, until May.Real estate lawyer - I use and recommend @Brad Schaeppi.

For those who are unfamiliar, PadSplit is an affordable housing tech startup that provides a house-sharing service for working people.

We don't allow any "deal-making" in the forums, which includes advertising your services or properties, looking for partners, etc.

Any legitimate review should come from firsthand experience with the product or service.

Have you thought about telling him to consider getting a temp service job to raise the money.

I'm wondering about servicing these after completion on a longer term basis following a DSCR guideline as they will be rented, and then selling them in a secondary market.

Which is also one of the 3 fundamental needs of a business most often (customers, product/service, place of operation).