I'm looking for a good insurance agent for landlord insurance policy!

Secondly on a single location policy who is everyone finding to have the most competitive costs?

Make sure the policy covers not only accidents on the premises but also any potential caregiver liability.Staffing: Staffing can be both your biggest challenge and your greatest asset.

Will be a long road ahead for you all over there, been praying for speedy recovery and safety

My hangup is that even though the HOA is not allocating $85k for the reserved this year, they will have over $200k in reserves (over 20% of the $850k budget) Everything else has been cleared by the underwriter (insurance policy, occupancy rate, ect..) but I am concerned this deal will fall through because of this issue. 

The USD may be seen as problematic long term because of monetary and fiscal policies driving inflation. 

You need a short term rental policy.

Any ideas on which policy might be the best fit?

I'm the landlord of a 3-unit building and wanted to know if I should be concerned about any potential plumbing issues (like freezing pipes) or other safety concerns.What steps should I take to protect the building, and are there any other things I should be worried about in this situation?

Or, is it worth just getting an umbrella policy to cover all properties?