I’ll report back how it all shakes out but figured I would share what mass save (Rise Engineering since we have Unitil for utility supplier) was currently offering.  

You'll want to make sure that you have the architects, engineers, contractors, etc. all lined up to really build the case to the lender that while you don't have experience you do have a team of strategic partners with experience. 

I'm an software engineer on W2 and she started as real estate agent about 2yrs ago.

I would begin to have a conversation with an architect/engineer and someone who understands zoning to see the possibilitiesGood LuckGino

We had an engineer come out, and according to his opinion, the lots are not buildable.

I have enough rentals now that I have quit my job as an electrical engineer.

This trend suggests a robust and appreciating market, making Katy, Texas an attractive city for short-term and long-term investment.High Demand for Rentals: Katy is experiencing inbound migration from major cities like Los Angeles, New York, and San Francisco, indicating a high demand for rental properties.

Diversify Your Accounts: Consider spreading your funds across multiple accounts, including those held by established banks with robust regulatory oversight and deposit insurance.

I think I have the spot picked out, I am currently working with engineers, contractors and the county to get a better understand of the numbers it will take to make it happen. 

These platforms are robust, with features that can handle everything from expense tracking to rent collection and the financial aspects of buying and selling properties.