@Brady Herbaugh- thanks ...a house hack where you live in the property you buy is the best step to take for your 1st investment...make sure you get pre approved  for a loan before you begin to search for a property  

-Sam Welcome (pre) to DC.

If financing part of the replacement property(ies), secure pre-approval.

Also avoids a pre-pay which by the way when does yours end? 

But, also, make sure you are comparing apples to apples including pre-payments penalties. 

I’ve had clients consistently investing pre-pandemic, during the pandemic, and post-pandemic.

How will that look for you, if you already owed 90% of a pre-price-drop value?

Borrowers were able to push back and get all their interest paid credited to principal and that just in pre trial negotiations who knows how a judge would have ruled.. 

I pre negotiated rolling any inventory that I could not sell or would have to take a loss on to 5 year term and rent them..

I am familiar with both upset and judicial tax sales in PA, where the former is subject to all pre-existing liens, and the latter generally wipes most if not all out.