they will lose a ton of interest on 5.5% loan if we refi with someone else, but it would likely be 7% so its a lose-lose, they will lose our business and it could be in their favor to just drop the abusive term, ridiculous that a conventional loan doesn't let you keep the place after moving out. never saw that coming and this type of "pulling a fast one" is exactly why the other buyer who couldn't be present on closing specified that the power of attorney for signing closing documents was limited to exclude anything unnecessary. 

Air conditioned air leaking to crawlspace making crawlspace heat or cold depending on season causing more power bill to tenants.

I also only make about 40k a year currently which doesn’t give me much buying power. 

Be sure to check out the free tools BP provides to help analyze deals you may have and also market insights.

If I was you, I would just make sure you do everything in your power to qualify in 2025 because it’s going to be quite challenging. 

I signed up for a 7 day free trial to try out the tools, but I forgot to cancel on time.

Meaning, automatically turn on power when a tenant leaves...Or, is this to difficult with multiple power options.

To achieve this, the rental income must meet three requirements.Rents Must Outpace InflationInflation steadily erodes the purchasing power of a fixed amount of money.

Of course if rates go down, you should be good, if they go up, then have them rerun your payment amounts and purchase power so that you're good to go there.#3.

But the garage is not included since I need it for storage of my tools and supplies.