Hey @Cameron MarroPersonal Loan or Line of Credit: If you have decent credit, a personal loan or line of credit could give you access to the cash you need for renovations without using your property as collateral.

It's simply factual:  you violated the lease by smoking, stop it, remove the resulting odor and that a repeat action could result in eviction and loss of security deposit.  

The expectation established fell far short given all the mistakes and poor advice.

I don't see any sense of urgency from you, so no one adjudicating this case would either, or end up taking any action!

In my experience (personal & w/clients) the wife usually doesn't want to pick up and move too often to stick with a strategy like yours.

Personally we recently sold one of our properties with the sole purpose of paying off a loan of ours.

I’ve had a few “Gurus” personally try to recruit me into $20K+/year mentorships at networking events, along with paid workshops and masterminds.

How much can you get on a personal loan?

If you truly have cashflow to spare I would personally look at the 15 year.

I also have personal W2 income, if that matters.Is there a loan out there for a set-up like this at 15% down?