That’s why my original post focuses on what can be done within that space to address affordability.

Most times landlords don't have data or cannot adequately factor in vacancy time or turnover rate.

I originally started as 80% LTV and 12% + 1 point with 3 month prepay penalty 

You purchased your property in 2017 with an expected rent amount of $1,549 on the original property evaluation. 

(5 tenants are original tenants, having been in the homes since I purchased them 9-12 years ago when I was doing more buying.)My last purchase was a 1031 exchange in September of 23 for a new build. 

The original investment was a bond?

That's the same chart/data I posted above.

Your original agent is the average.

Then research local regulations and tourism and data. 

My original plan was to buy 15-20 properties with REI if things went well.