You would to have opted for an enhanced policy to cover this. 

My main interests are for low cost insulators for non-residential applications, but if I can integrate micro rebar or other enhancements and achieve a code compliant (by PSI compression test) formula, then it's a matter of finding a PE to sign off on a floor, foundation or wall application.

REI Gurus,I am a new investor from St.Louis and closed on my first property this week after getting stuck with analysis paralysis for over 6 months. 2021 Goal achieved, a lot of people here at BP extended help very grateful for that.I am now getting ready to list my property for rent and I am not able to get all the features working on the Steam Shower Jet Tub like the foot massager, jet options. 

Do you want and A/B class property with less headaches or C/D class properties that need a lot of massaging?

Thinking along those lines, head my advice to stay active, the advice and perspectives of others will greatly enhance your level of expertise and before you know it, you will be answering other members questions.

Instead, it means that we get into the heads of the person most likely to be interested in your listing.We take into account the city, neighborhood, average income, and lifestyle (professional, retired, etc) of your potential buyer, and then we enhance that style.

Oftentimes the reason you have 3 units, but as a legal two is because enhanced egress is needed for the third unit, for attic ones in back stairs, and the cost usually outweighs the option for owners who are illegally renting the third unit.

You don't want to put yourself in a position where the balloon comes due and the capital markets have dried up (i.e; 2009-2011) With most commercial loans, there are 4 items that are commonly negotiated or massaged: the % loan to cost, the interest rate, the amortization rate, and the length of the balloon payment.

How would you enhance this bath a bit more based on this same size? 

If I can find something that needs help cosmetically but is solid structurally, I can get a really low price, then start enhancing.