I called a lender yesterday and they said if I had someone sign a lease with a deposit down I could use that income towards my new loan.

Here are my recommendations for you.Since you and your husband own the duplex under an LLC, with one unit as a mid-term rental and the other as a long-term rental managed by a property manager, having the right insurance coverage is essential.Your property manager’s $100K liability requirement is low.

Contractors have difficulty getting loans, and you could be the money guy. 

Just wanted to introduce myself, my name is Coz and I am a Navy veteran who has been using my VA loan to purchase my two properties and am a beginner in the rental property business.

Just remember leverage amplifies (heard that term from Brian Burke) returns, so if it goes well, it amplifies it, if it goes bad, it amplifies it.

Hunt, and Tyson Foods, this area offers a strong job market and long-term economic stability.✅ Infrastructure Upgrades – Major projects, like the Interstate 49 expansion and upgrades to Northwest Arkansas National Airport (XNA), are making the region even more accessible.✅ Fast-Growing Population – With projections estimating the population to hit 1 million by 2050, housing and commercial space demand is skyrocketing.✅ Beaver Lake: A Hidden Gem – Spanning 28,000 acres, Beaver Lake offers crystal-clear water and zero crowding, unlike many other lakes in the region.

I bought each of my cabins for income and a long-term store of value.

Don’t forget to include the cost of the loan servicer. 

Not a lot of distressed sellers underwater on loans.

It's real simple math.Let's assume you bought it without any money down and just took over their existing loan of $4.375 at 4.28%.