Points for the loan 1-2 points, so now you are in $3,413 roughly. 

Over the next 5–10 years, I plan to scale to a portfolio of rental properties and eventually diversify into syndications.I’m particularly interested in the Lynchburg, VA market and other areas with strong rental demand.What I Bring to the Table:I’ve been saving aggressively, and I’m exploring physician loans to help get started with minimal upfront costs.I’ve done a lot of reading (shoutout to BiggerPockets books!)

Plus, multifamily often appreciates faster in growing markets.Challenges: It’s a steeper learning curve—financing is trickier (think commercial loans), and you’ll need to understand occupancy rates, maintenance costs, and tenant turnover on a bigger scale.

I was told by Wagner that the builder is trying to refinance the construction loan as the cost of construction has increased. 

I'm guessing an investor who could afford an $800K house wouldn't have trouble getting a loan, but maybe they would like being able to make a small or 0 downpayment. 

You guys need to get rid of that student loan debt.

Since the original loan was apparently for a primary residence an LLC could never qualify because it isn't a person who would owner occupy the property. 2.

Hey Patrick, This would be a DSCR loan.

If you're purchasing a single family home you can use traditional financing like you probably did on your house or you can do a commercial loan.

He works with us often here in Chicago, but can service loans across the country!