You can probably "find a guy" for cheap but they will spray everything (blow and go) and cut corners.

With the .5 point cut, I think the rates already dropped in anticipation of this happening, but not sure if anyone has further insight into this?

If you only have 10% down, you are cutting yourself really thin. 

I’ve been working hard on an AI-driven Quick Analysis tool that cuts down underwriting time by 92%.

For example, while I am a remote provider originally from New Jersey, I find that I can be particularly effective for clients where I'm located here in Oklahoma City because I hold the majority of my investments here and cut my teeth doing my own books and taxes in OKC.

I know we are cutting it very close on the 2 out of 5 year.

Will cut down trees and poison over the winter. 

You do not need to reinvent the wheel but you cannot cut any corners and expect a good result.

Also, I'm willing to make any and all applicable visits required but I'm planning to make each visit laser focused.

I would not let some arbitrage my property because I can do it myself and cut them out :)Even if you are not interested you could hire a good local manager and still cut them out.