@Michael HayesBigger Pockets is a great place to find a real estate accountant. 

Hey Bigger Pockets world,I am currently a Junior Finance student at Loyola Marymount in Los Angeles.

Bigger Pockets is a great place to be, whether you're a seasoned investor or brand new to the REI world.

Did any insurance cover any of this or was it all out of pocket?

Im back on bigger pockets after a long hiatus; trying to start up a STR from a owner occupied 2 family home with intent to advertise on furnished finder. 

I’ve been following bigger pockets and listening to their podcasts for the past few years.

The hard money lender financed the rehab, so it ended up being $0 out of pocket for me.

Quote from @Zach Edelman: Should be a list of Bigger Pockets recommended list of Hard Money Lenders to refer to as well/make the search a bit less overwhelming.  

I have decided to look into a heloc, I'm a bit newer into realest state investing, I have completed a couple of fix%flips this year, I currently use hard money for the purchase with 10% down and I cover 100% of the rehab, with that said even just doing a couple of homes at a time, I find myself around 200k out of pocket, I think it would be a bit easier on myself and wife if we utilized a heloc vs just cash, my primary should appraise around 1.1m and my mortgage is 640k, I'm looking at pulling about 250k for a heloc, I don't want to refi the home and cash out as I only want to pay interest on funds as I use them ( I know I won't always be using the heloc cash) Any advice or even knowledge for people in a similar situation, and anyone have a referral for a Heloc?

@Renee MachatWelcome to Bigger Pockets.