Agree with Dan and Zachary, there are a lot of options and it depends on how active of an investor you want to be.If you’re looking to take a more passive role in your real estate and want the benefits of diversification there are funds available to accredited investors that are designed to allow investors the opportunity for ownership of institutional investment grade property that is occupied by regional, national, and Fortune 500 credited companies. 

Hard money lenders, and private institution lender/businesses will only loan 70% of arv including the rehab cost, with experience. 

@Jennifer Botello,Check out Urban Land Institute - ULI.

However, not all financial institutions/401k plans offer this, it is usually about 50% of the total asset value, and there may be a fee.

There is no institutional lender in the transaction though.

AND you must maintain adequate reserves to take care of the disasters that may happen.So my advice- build your equity.There plenty of other opportunities elsewhere, my clients are involved in institutional grade properties across the country.

I’ve summarized below to keep this article short(er):Fannie Mae - + 2.4% (down from 2.8%)Freddie Mac - + 3.2% (no change)Goldman Sachs - +5.5% (up from 5%)All institutions are seeing prices higher in 2024, as one would predict.

One thing to keep in mind is that institutional lenders typically won't allow you to borrow the down payment.

I want to pay my credit cards off ($15k) and adopt children (estimated to cost $10-15k) My company will reimburse me the adoption fees, but not until it's finalized so I am hoping to do a HELOC so I can re-use that monies later on for bonus items like a pool or something fun for the kids.

Increased Institutional Investment: Large investment firms and private equity groups are recognizing the potential of mobile home parks as a stable asset class, driving up purchase prices.