I would go with "3) get a structural engineer to "stamp" it and say that it's up to code" Can you imagine what you'd be in for if someone died in an un-permitted bedroom when you have knowledge and have been notified by the city?

One can imagine this makes it difficult (ie more costly) when adequate guidance is not given.

So if it is listed on both services, I can't imagine google/meta/tiktok ads will help.

So imagine if property appreciates only 2% in a bad year but you have 20:1 leverage?

I could imagine it getting very tricky with a 3rd party management company and have not heard of a company doing it.

I imagine you already did this - but if not - review your CC&Rs to confirm that MTR/STR is allowable in your neighborhood.

If you find a bank willing to play ball I would imagine a few people on here would like to know which one. 

I would imagine the $4000 to $5000/mo net income is on the high end.  

I’m basing that more on things like W2’s being issued by a business versus what was reported by the person who received it - but I imagine it extends to all types of transactions.you are flirting with danger though.  

Hi Everyone, Like Dan Zitofsky, I am sickened to hear of this situation and can't imagine how those affected must feel right now.