This may be because (1) until recently interest rates were trending lower so if the lender is getting a higher rate on subject note than he can obtain on new note there’s no monetary incentive to call the note (2) in the past technology did not exist to identify the property transfers (ten years ago county recording docs were not online) and (3) the lenders rather collect payments than own property.  

I believe this is the issue at hand its the collateral.when you look at NPN pricing you will see this.. 

I was hoping it was just a context issue.

Lastly, I'm having a bit of an issue with PriceLabs base rate pricing accordingly for far out stays vs. closer stays (e.g.

Under $100k, were talking Old, beat up, it's coming with issues and the vast majority of time there is hidden uglies that come out later. 

Verify its condition and ensure the seller discloses any known issues.

Assume a couple of months of vacancy, consider potential unexpected repairs (like HVAC or plumbing issues), and test the numbers with rents dropping by 10-15%.

Get there in person and find the house in a sink hole or wrapped in meth lab tape or some other huge issue not seen online.#5 There used to be a lady named Sandra Edmonds I believe and she went by the name of TAx Lien Lady. 

The Fannie and Freddie programs handle this issue slightly differently.

The LLC is just me and my wife that owned the initial property so that wouldn't be an issue here.