@Wayne BrooksLet’s refrain from being typical in this particular situation as it’s peculiar in so many ways.For example since you mentioned tenants don’t typically find a place , sign a lease and then give 30 days notice.This particular tenant left couple of months ago to his sister’s place state,started living there for free and started looking for another job and found another job there , resigned his current job all the while keeping me in blind until he fulfilled his agenda.I am not trying to figure out a way to clip.

BUT, as with all things in the military, things are unpredictable especially with the COVID stop movement on PCS's, so I dont want to do a refinance as a primary residence then end up being unable to fulfill occupancy requirements if I dont get picked up for those orders.Anyways, anyone know how investment property rates foe a VA IRRRL are looking and whether lenders are even closing on them?

Each fulfill a needed role or element so seek first to understand....and then be understood.

Bonus points if you can find a multi family that way you can fulfill the owner occupancy requirement, and live free in the process!

Self employment is WAYYY more fulfilling.

This requirement wouldn't be fulfilled if I signed and stamped in my car while they were inside.3.

The government is not able (nor willing) to fulfill this role themselves, which is why they incentivize this career through tax advantages. 

She is now set to split the workload with a friend and they will movein together (and live for free) while I fulfill my 1-year occupancy requirement at my parents house (where I will also live for free).Thank you all for your insight and support.

I currently owe 56k( mortgage will be fulfilled in Sept 2028) on the property with my mortgage with insurance and property tax is 917 a month and the HOA fees are 300 a month.

Be sure of what you need and there will be someone out there that can fulfill it.