., Yea, you gotta love that warm tropical water.  

Right now Tropical Countries don't seem to be getting hit, but that may be due to lack of test kits.

I grew up in SF Bay Area and was a surfer in Santa Cruz, but, I love the Tropics.

I could also try planting various tropical fruit trees there where it would not work here in the Bay Area.

Ive been using evergreen note servicing for the past 6 years on my one owner finance i sold.  

@James Hart I love your idea, it's the kind of thing I'd love to do as well, except maybe with bamboo houses on acreage somewhere tropical.  

I guess today if one is going to use a heloc it should be evergreened day one.. 

I maintain a home warranty for the appliances and the home owners insurance has been used to cover an almost $30k water, mold repair exposed by the last major tropical storm that occurred as my tenants live there.

To add to that, the air quality test and duct swabs would have to equate to levels (of the TOXIC kind) far higher than what naturally occurs in Florida's tropical climate.

It can be years of nothing but the easy life collecting rents, no turnover, sipping rum fruit drinks with bamboo umbrellas on tropical islands.... and then BAM!