For the PM biz we use Veryfi and for my personal properties I use AMEX's Amex Business App which allows pic uploads and transaction tagging.

It depends on the lender but at a min they must follow TX SML or lending laws in the state in order to compliantly lend in TX, on whether choose to apply this guideline to all types of occupancies or transaction types (non owner investment, second homes/primary residences, etc)80-85LTV on rental properties is only on the purchase for fannie/freddie loans but on rate term refinances its max 80% and cash out max 75% for 1 unit and up to 70% for 2-4 unit cash out conventional.On HELOC's and rentals are up to 70-75% depending on the HELOC investor or product.Its good to distinguish between what the lenders are willing to do and for which product and also these loan products must abide my state law as well as an additiona layer of "overlays," on top as well (whichever is worst / most conservative).

Avery Carl, BP, Learn Like A CPA, STR Unfiltered, STR Insights are all podcasts that are on my daily calendar.Feel free to reach out if you have questions

To clarify my assumption about current equity: most transactional activity in the area has been new construction and established neighborhoods of "better" quality.

It lacks a reconciliation feature, so it's impossible to fix transaction import issues.

If you want someone else to put up the money you need to provide significant value to the transaction.

It is better to set it in the bank and do nothing than squander it away on toys, or let it get leeched away with daily living expenses.  

a lot of investors transact off market, and so they just don't need an agent for that. 

Study disqualified parties and prohibited transactions.  

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