I am also going to try to start dispute with my credit card.

You probably can't change the rate by much, you can raise it some if you include utilities.

this is old  tried and true method of simply having you pay them to get credit cards .. there is no need to pay for this service.. unless you want to of course.. there is no magic bullet ut there that is going to give you credit and financing unless you actually qualify for it.But zero interest credit cards are used by some to do rehab and then pay them off issue is though your fico score drops like a rock the second you take on all these CC.Also starting out there is zero chance of getting any kind of business line of Credit that is unsecured.

I do agree 50K EMD for a 340K home is way too high and raises some concern.

PadSplit is not passive but it has been a mostly positive experience for me.His numbers seem realistic except PadSplit fees are typically 14.75% (not 14.25%)which is a 12% platform fee and a 2.75% stripe fee to allow members to pay their rent w a credit card. 

The more his students buy/sell, the more money Pace makes.I believe the entire thing is a house of cards that will collapse when the market turns.

Highly recommend you have stripe with rental agreement where you collect identification, selfie, credit card info, and e-signature.

Is it possible to do an escrow holdback without raising the purchase price?

It appraised for 115k more than I bought it for so already have six figures in equity - will increase outdoor parking and raise rents over time.

2.For purchases made on a credit card, is it best to use separate cards, or are there good methods for tracking expenses by property?