The amounts of square footage cover is so low the delta becomes a rounding error. 

Buying & selling it as land, no development.Perhaps what I have covers all the bases I am looking for. 

She said she has requested a check out of her 401K to cover rent but doesn't know when the check will arrive.

I've seen banks be very competitive with blanket loans that cover multiple properties and/or multi-family properties, e.g. 5+ units.Mortgage Brokers (obviously I'm biased) - Brokers have the ability to work with all of the above and can get you to the best lender for your scenario right away instead of having you waste your time with the wrong type of lender.

Ben Russell has done an excellent job of covering differences in the lease.

It typically covers the structure under construction, materials, and equipment on-site, in transit, or stored elsewhere.

Your tenants cover most or all of your mortgage.

Do you have vandalism as a covered peril?

I always cover my experience, the brokerages experience, and expectations with communication - 9 - 5, M-F, 24 hr turnaround during business hours, and the owner can reach out to me personally when the team isn't present. 

Also, are you trying to avoid one with an ice maker--potential here for additional maintenance if any issues arise.I've had Whirlpool, Samsung, Frigidaire in properties without any issues.Make sure you're aware of what the manufacturer warranty covers things such as parts, labor, and compressor.