I don’t have any credit card debt but I have several other bills that are like utilities that are getting past due and I am literally flat broke.

You will know solar "works" when you see all the flat roof commercial buildings throwing them up left right and center.

@Tyler Case - You could offer someone a promissory note or a debt play, e.g. someone brings the downpayment and renovation costs and you pay them a flat 10-12% interest on their money with the plan to refinance their funds out down the road.

I should be able to review the CD any day now but flat out told them to quit emailing me everyday asking for the funds. 

Then I'd buy some properties in growing areas that fit your risk profile with as little or as much down to make it flat to intrinsic(DSCR 1.0 to 1.25) via MLS or distressed and fix up(time consumption being a factor) and go deeper into these areas than wider in your reach.

I have put myself on Flat MLS but definitely always used Zillow.

If they did, that is not a "mistake" but flat out fraud and I would evict immediately. 

It's a shame when someone falls flat on their face, "forgets" to pay the IRS and then needs to search for money and scape goats and starts to point fingers but it's part of the lovely open forums and social media we all have access to so do your own due diligence.  

If you're going with direct mailings, you'll need to shell out for single page flat mailers. 

All these Berkeley/Oaklad/Hayward/Pleasanton has different price range when house is located in flat land and when it's located in the hill.