So investors didn’t really have much of a choice it was somewhat a monopoly. 

I hope trust and relationships will get me through and my own due diligence and trust in myself to make the right choices.

They typicallyrequire a larger down payment and may have shorter terms, but they can be agood option if your goal is to hold the land for future use or development.Subdivision Loans: If you planto divide the land into smaller lots for resale or development, a subdivisionloan could be the right choice.

The main pro for building would be the ability to control where I live while living in the house, whereas most multifamily homes are within city limits and not my preferred choice of dwelling. 

My opinion, go to Tony Robbins or your choice of speaker If you are looking for a high energy motivational seminar.

So far, I haven't received any negative feedback about these choices.

Quote from @Cheng Zhong: Ocklahawa's appreciation is slow, and it's a choice you need to make based on your own needs, and I personally don't recommend you do that if you're buying an investment at this stageThank you for the response!

You have two choices:  You can appeal them yourself or hire a law firm. 

Not challenging your choice, just curious about your thought process.

I use Choice Home Warranty.