At all times I could sell my lots and cash everyone out with a profit.. thats how i set this up.. not the greatest returns but safety.

By having reserves as well as a safety factor in income you can overcome some of the highs and lows. 

Generally this ends up being allowed deductions for specialized or safety equipment. 

The option period is for you to negotiate items that are safety issues.

Being able to force appreciation through value-add work is a safety net during volatile times, especially if you end up needing to exit soon after purchasing and rehabbing.In the next few years...🛠️ you'll have time to complete a good amount of rehab work on your own💰 you'll likely be earning more at work than your starting salary now, and the monthly payment will be less of a burden🔵you'll likely make friends who may be willing to rent a room or two from you (house hack) to reduce your monthly expenses, if the monthly payment is difficult for you💸you'll likely be able to refinance at a lower rate.

I want them to have a safety net. 

CA House 1 rents for $2,310 my mortgage is $1,362 @ 6% ARM.

This emergency fund should not only cover you mortgage expenses, but will give you a safety net in case something does go wrong after your tenants move in.

**Safety Upgrades**: Installing security systems, fire alarms, or sprinkler systems ensures tenant safety and compliance with regulations.Understanding and budgeting for these capital expenditures is crucial for long-term success in multi-family property investment.

Call it HECLHigh primary, not investment, HELOC:Spring EQ 97.5% and fast, at 11 daysFigure - FAST around one week, automatic valuation, draw entire amount at once.Foreign national: Civic 80% LTV for cash out. 5/1, 7/1 and 10/1 interest only ARMS. 1 to 2 year bridge loan.