ALSO they have regs on rooming houses only allowed in specific zoning, similar zoning as for hotels;  only on main streets in business districts AND you have to apply for licensing and blabla as for a hotel..That said;  there is a small movement supporting rent by the room as a small step toward solving affordable housing. 

We would try to find solutions for issues as best as possible as long as there wasn't any cost or disadvantage to the utility.

Quote from @Rafael Pinho: It's brilliant when geniuses like FLW lend their talents to the noble cause of creating affordable quality.

Why not implement your plan in a market without crisis shelters and with affordable housing?

Home values typically fall between $150K–$200K, which provides a solid balance of affordability and appreciation potential.

Or if you plan on staying in the property for a while, some people aim to just pay less than their current rent.In a real estate market where housing affordability is a major concern, house hacking actually stands out as an even more valid strategy than ever for buyers.

You could focus on entering smaller or less competitive markets where your capital goes further, such as investing in affordable multifamily properties or cash-flowing rentals out of state.

However, if you feel you don’t need a tax plan that complex, there are tax planners who specialize in working with real estate investors and can help you craft a tailored plan that’s more affordable.

We got hit with some surprise costs that I can’t afford.

Overall, looking back now, I admit my emotions were played and took the bait (got to as far as putting my contact details on paper but no bank details or signing anything) but stopped because couldn't afford it.