The loan will be on the additional collateral you created.

In addition, suncoast will charge you a 1 month rent just to get the property filled, so you are already starting off massively underwater.

Let me know if I can provide any additional tips or resources to help.Best regards,Sadler Surratt 

This is straight from the CFPB website: "Additionally, for 60 days from the date your loan servicing transfers, your new servicer cannot charge you a late fee or treat the payment as late if you sent it to your previous servicer on time or within the applicable grace period."

I would appreciate any insights and additional things I may be missing.

In most single family zoned areas adding a single ADU is not a value add meaning it will not add more value than the hands off cost of the addition.  

Without population growth, your rental income will lag behind inflation, requiring you to find additional sources of income.How long your rental income lasts depends on the job growth in the investment city.Non-government jobs are inherently temporary.

Keep existing and add an additional -~2000 sq feet 3.

However, i'll likely be looking at additional ways down the road to be even more secure for a backup what if scenario.  

Additionally in terms of a GP/ LP relationship, would preference of LPs create the same dynamic in choosing one GP/Sponsor investment over another, if all technicals and numbers are the similar between two investment?