You should read more on that to avoid getting in trouble or accused of discrimination.

This will point to the credibility of the tenant and the accusations they are making.Another landlord I know told a lawyer on the phone from getting a letter to take them to court.

Some of the posts here I have responded to, and yes I tend to get long winded, my wife accuses me of writing a book instead of just a note lol.

I'd think sufficient documentation showing why his circumstances changed would prevent the lender from accusing fraud and misrepresentation as well.

Other than the risk Wayne Brooks that you might be accused of brokering without a license.

And make sure you get a SIGNATURE on the W9, so that you cannot be accused of fabricating the document.

Instigating trouble, problems, making false statements and accusing and implying people of giving bad advice when you have suggested illegal ploys in real estate matters yourself, according to an attorney member on BP, just isn't a good way to gain any business or respect.

Thinking you are innocent until proven guilty is not the approach to take in administrative actions, if you are accused you're already guilty or you wouldn't be getting hammered with cease and desist orders and told to appear for your hand slapping.

This sort of drunken raping/assault/accusation of theft is exactly what came to my mind.

Disclaimer: There would be stipulations on the insurance claims such that false accusations could not be made, of course