Seeking investor or loan to cover twenty percent down payment to purchase multi unit.

Lauderdale for twenty years.  

This is unless the economy is roaring when they raise rates, and income constraints for buying are lifted by rising wages.

If you know where they work, you might want to talk to an attorney that does collections about taking your case on a contingency basis so you would only be responsible for additional costs up front which can get added to what they owe you.Some possibilities include wage attachment, if you know where they work, or if they straighten out at some point they may buy a home and that can be attached.Another possibility would be to sell your judgment (might be ten or twenty cents on the dollar)All depends on how badly you want to chase them.

What I do to find if the owner may be willing to sell via seller financing, is I check the sales history of the property and see if their selling price is close to what they originally purchased the property for (possibly ten to twenty thousand dollar difference at most).

I know you are focusing on Montgomery but my team has great properties in Birmingham (only an hour and twenty minutes away).

I've lived in the area for twenty years, and know the good and bad locations.

That triplex sells for $550K right now and twenty years form now someone will say remember when you could buy a triplex for just 500K.

My father has collected this portfolio over the last twenty or so years, and he generally makes up for a lack of a property management company (or even property management software) by having a flexible work schedule and spending three or four hours every afternoon and most weekends collecting rent, meeting contractors, showing houses, collecting applications, signing leases, etc.

I have been a social worker for over twenty years and I'm trying to quit but the business seems very close!