Offer to buy them a few indoor portable heaters until you find a solution. 

Many other firms offer the same knowledge at a fraction of the cost because they don't have office overhead or tons of highly paid employees to float.

Has anyone made a low offer?

If they are relatively the same but offer a front desk etc maybe they are superior. 

Hey Steven - An LLC is a solid choice for structuring your partnership since it offers liability protection and keeps things clean when splitting ownership and profits.

Regarding getting started, I recommend finding an STR owner who's overwhelmed or just worn out with managing their property, and perhaps who's also not using a dynamic pricing tool, and then offering to manage it for a very small cost. 

They are both a bit pricey if you're not all in and closing deals, but they also offer a 7 day free trial.

Most brokerages offer zero-fee referral status, so you can still do referral business.

@Helena Goyvaerts it will be tough without 2+ years of USA tax returns showing you are profitable.Higher interest rates have negatively affected most lenders and many of them are getting more aggressive with offering more flexible programs. 

So much so that my husband agreed to put in an offer even though he hadn't seen it.