if you are going to do things like include utilities, or have an off street parking spot, other amenities etc, there's no reason in my mind you couldn't "charge a premium" for a premium unit/service. 

We've had reports of folks waiting hours each day just to receive a pass to enter residential streets, which is enormously frustrating when our sole priority is helping the community rebuild as quickly as possible.As for your comment about finding excuses already not to cover something, can you send me an email directly or a DM on that?

My suggestion is to find some real estate industry surveys (via CBRE or others) and look for the MF cap rates in various cities/states/regions.

Cities and states have enforced this policy for well over 50 years and it always stood up in court.

Urban areas can definitely be tough to gauge from a google maps search because environments are street by street, block by block.  

I am not a lender, I'm an investor that typically buys major city-center multifamily. 

Here is a video that runs down the basics - https://s-media.nyc.gov/agencies/specialenforcement/01-Legal...There is also a prohibited building list - https://www.nyc.gov/site/specialenforcement/registration-law...Here are some more info overall - https://www.nyc.gov/site/specialenforcement/registration-law..All of this makes STRs in the city pretty tough but it certainly not impossible.

Jacksonville has been building at record levels and is/was one of the highest cities in the country delivering new housing units as a percentage of existing housing units.

It can be anything from the guy down the street using his 401(k) to lend or it can be a well established business that has a lot of funds to deal with.

Address is listed as Street Name, Lot #, Desirable City, State + ZipSomething about the plat seemed off to me and I discovered a calculation error and that it was actually 1.02 acres.