Hi Wendy,Coming from a Banker in most cases the Heloc is a Line of credit you only pay on the amount you use and a Heloan is the bank/lender gives you all cash.Lets say you borrow $10K as a heloc and in the first few months you take out $1500.00 your payment is only going to be based off the $1500 and not the $10K because the rest in the line of credit (LOC) not being used - Same as a credit card.

How’s it going ?

You can't just go buy commercial RE.

Does anyone know if Stessa is going out of business?

If we know where we are going it's easy to make a plan. 

In the same token I go on the low end for rents to stay conservative.

Until robots can actually go to the property, go inside and see it, touch it, smell it etc. there will be risk of estimates being way off and losing money as an investor if you rely on an app.

Planning to go back to the same company in downtown Dallas? 

Quote from @Douglas Varenas: Remember: cheaper doesn't mean you'll make more money.Start by going to www.narpm.org to search their directory of managers.

Some people will do this with one building, then after a year go out and repeat the process with another property.