Aloha, I just moved to Colorado Springs in September from Kona and have to agree.

It would be considered mortgage fraud to not list the seller financing debt on any type of application.The only “creative” way possibly is if you have a spouse then you separate the debt so maybe one of you has debt on a property (that you co-own) and the other does notFor example my home I own with my wife but I am not on the mortgage only she is.

JD also manages a co-hosting company that handles all STR operations for owners.

Generally speaking, I avoid co-signers.

As Trent mentioned above, the only way I'm taking a chance with a new co host without experience is if they are grinding their way through cold calls and earn my respect. 

One of the interesting trends in rentals around here (Colorado Sprngs) is multi-generational.

I spoke to lenders in Colorado and in Idaho, both said it can be done. 

When seeking a permit in the City of Atlanta or DeKalb Co, spring for an experienced expediter.  

BP, I’m looking at an 8-unit deal in the Northeast that was historically a non-profit co-op with tenants already in place at substantially below market rents.

We don't have the means to buy, we've been working on our debt to improve our scores but not enough to qualify to buy without a co-signer.