I've called through at least a dozen banks and credit unions - and so far PenFed is the only place I've found, but their rates for non-owner-occupied are significantly higher.

You can also search portfolio lenders, you might across some of the same information as you've fingers with smaller community banks and credit unions but both of those are viable options for your position.Happy Investing...

Hi all,I'm interested in 8 family house in union city and learning rent control laws in nj.

Lake Michigan Credit Union offers a renovation loan.  

Pacolet is on the outskirts of Spartanburg between Union and Gaffney.

The local credit union I'm working with to finance the deal has performed a $450 "real estate evaluation" (i.e. off-site, desk appraisal) on the property and arrived at a value of $110k.I questioned my LO about the appraised value and they admitted the scope of the appraisal was to formulate a "liquidation value," not a FMV.

Pen Federal Credit Union which is listed on the site, they turned me down because they couldn't escrow/taxes/insurance on a HELOC loan and it has to have a 1st lien on it.  

Like on the Student Union bulletin board.

I'm currently working around Hudson, Essex and Union county areas and possibly border counties.

The lender I'm currently using (local credit union) will allow bank statements showing proof of income from the property.