That's something I was always told needs to complete prior to funds transfer and other deals we've done it was always prior to funding.

Prior to your closing make sure to ask your title agent what you need to bring on the day of closing and what needs to be completed prior to closing.

The search has been easy because the person's name is unique,only one such person in the county and the property only had one prior owner.

Prior to the property being listed and paying all your subs why was no walk through done for inspection/punch list?

Gives you a leg up with busy contractors as more likely to go with you than someone with no prior contact.

That prior post was about Raleigh, TN. 

They had asked for 40 days from the beginning and we're pretty much approved by underwriter and just finalizing last steps with escrow/title on closing disclosures so overall we're in a good place for the close of the loan by mid week next week which is about 3-4 days prior to contract cut off of 4/19.  

Docs need to be issued prior to county approval.Also, I would never recommend anyone sign a contract without having reviewed those documents.

So be cognizant of that you may run up a deal and see where it goes but protect yourself for these things in case they don't close .scammers out there and there are TONS especially if they solicited you.... will usually hit you for more money right before close.. with silly requests.. like Mortgage insurance or some other fee prior to funding.. then you pay it and poof they are long gone.But anyone soliciting you for funding is not a private lender that is someone holding themselves out as a lender... so your free to try to get info on who they are etc etc.

An HOA disclosure is to be provided to you with your offer or before and you would be provided the HOA documents and budget prior to closing.