If they are real net losses as @Wayne Brooks says then yes, it lowers your income and ability to repay.

If you have student loans, are they on an income-based repayment plan?

Check with a local credit union.Connect with a Mortgage BankerLastly connect with a Mortgage BrokerPortfolio lenders keep the loans given out so they tend to have unique programs and access to an underwriter.Mortgage bankers do traditional loans that anyone can access but mortgage bankers have access to an in house underwriter since they sell the loan after.Mortgage brokers simply broker the loan so their company never becomes the owner.

Due to Covid19 I found myself in March 2020 in a unique situation that suddenly there was a lot of time, which I decided to spend on getting more familiar with the US Real Estate market.This is how I found the BiggerPockets podcasts and I have been listening to that every day to till today - Great source of information and great to get in touch.Looking forward to read your posts and meet hopefully soon at one of the events (when flying is possible again).Best regards,Bert Knot

Our realtor says it’s unique and comps are hard to find, but she thinks it’s a crazy market right now and this property is actually worth $330-$360k.What do you guys think?

The repayment of the principal loan balance cannot be deducted for tax purposes.

It's a lot harder to stand out in an increasingly crowded market if you're managing remotely and you don't have good photos or a unique property.I hope that helps! 

Banks lend on "the Ability and WILLINGNESS" to repay.

If she’s on the standard 10-year repayment then she can see if she qualifies for an income based repayment plan.

Maybe our REIA's are unique in Ohio as they are not individually owned/directed.